Pet insurance typically covers unexpected injuries and illnesses, including diagnostic tests, surgeries, medications, and hospitalization. Some plans also offer coverage for preventive care, such as vaccinations, flea and tick treatments, and routine check-ups.

Pet insurance works by reimbursing you for a portion of your veterinary expenses. After you pay the vet bill, you submit a claim to your pet insurance provider, and they reimburse you according to the terms of your policy, such as the coverage percentage and deductible.

Pet insurance can help you manage the financial burden of unexpected veterinary expenses. It ensures that you can provide the best possible care for your pet without worrying about the cost, giving you peace of mind and protecting your pet's health.

To add another pet to your existing insurance policy, you typically need to contact your insurance provider or log in to your account online. Provide the necessary details about your new pet, such as their age, breed, and medical history, to receive a quote and add them to your plan.

Waiting periods are the time frames that must pass before certain coverages become effective. They prevent fraud by ensuring that pre-existing conditions are not claimed immediately after purchasing a policy. Waiting periods can vary by condition, such as accidents, illnesses, or specific treatments.

Yes, pet insurance providers often require your pet’s medical records to process claims and determine coverage eligibility. These records help verify your pet’s health history and identify any pre-existing conditions that may not be covered by the policy.

Yes, you can usually cancel your pet insurance policy at any time. However, it’s important to check with your provider regarding their specific cancellation policy, including any potential refunds or fees associated with early cancellation.